Neo Rupay Card

India’s largest online markketplace offering everything from electronics to fashion at unbeatable prices

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Earn upto 5% Flat Cashback in your wallet.
Fully redeemable. On Electronics & Mobiles, Food & Grocery, Travel Bookings

Earn Rewards on Neo Rupay Card

Reward track in

72 Hours of delivery

Reward confirm in

45 days

Cashback Rewards

  • Electronics & Mobiles – Flat 10% Cashback
  • Food & Grocery – Flat 15% Cashback
  • Travel Bookings – Up to 25% Cashback

Important Terms & Conditions

  • Cashback will be credited to your SavingKaro wallet within 90 days of transaction confirmation.
  • Cashback is applicable only on eligible transactions made through the SavingKaro app or website.
  • Minimum transaction amount of ₹500 is required to earn cashback rewards.
  • Cashback offer is not applicable on fuel, EMI transactions, and cash withdrawals.
  • In case of order cancellation or return, the corresponding cashback will be reversed.
View all terms & conditions

Neo Rupay Card Coupons, Offers & Cashback – Save More with SaveKaro

Looking for the best Neo Rupay Card coupons and deals today? SavingKaro brings you the latest Neo Rupay Card discount codes, exclusive offers, and extra cashback on Electronics & Mobiles, Food & Grocery, Travel Bookings. Shop from Neo Rupay Card, one of India’s top online cards, and save more on every purchase.

When you shop on Neo Rupay Card via SavingKaro, you earn real cashback along with Neo Rupay Card’s ongoing discounts — cashback that can be transferred directly to your bank account after confirmation.

What is Neo RuPay Card and how does cashback work?

The Neo RuPay Card is a next-generation credit card designed for digital-first users. Every eligible purchase made via SavingKaro earns you cashback directly into your wallet. Cashback rates vary by category — Electronics, Travel, and Grocery spends earn the highest rewards.

Once confirmed, cashback is instantly redeemable against future purchases or transferable to your bank account.

The Neo RuPay Card offers enhanced cashback across three primary categories:

  • Electronics & Mobiles – Up to 5% cashback on gadgets and mobile purchases
  • Travel Bookings – Up to 4% cashback on flight and hotel bookings
  • Food & Grocery – Up to 3% cashback on supermarket and online grocery spends

All other eligible spends earn base cashback as per current rates.

Cashback tracking begins within 48 hours of your transaction. The reward is confirmed within 30–90 days depending on the merchant return policy. Once confirmed, the amount reflects in your SavingKaro wallet automatically.

The Neo RuPay Card is accepted across all RuPay-enabled merchants in India. For international usage, RuPay has tie-ups with Discover and JCB networks, enabling acceptance at select overseas terminals and online platforms. Check with your issuing bank for specific international usage terms.

Applying is simple:

  1. Click the Apply Now button on this page
  2. You will be redirected to the official bank application portal
  3. Fill in your KYC details and submit the application
  4. On approval, link your card to SavingKaro to start earning cashback on every spend

Approval is typically instant for pre-approved users and within 7 working days for others.

The Neo RuPay Card is a lifetime free card — no joining fee and no annual fee ever. You earn rewards without any cost of card ownership, making it one of the best zero-fee cashback cards available in India.

Disclaimer: Coupon codes and offers are subject to change. Please check final discounts on the Neo Rupay Card website before purchasing.